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Treasury & Ledger

Accounts

Settlement and treasury accounts across markets and currencies, in a single view.

An account (oz_acct_) holds balance in one currency in one market. Onzo Ledger presents all of your accounts — across banks, rails, and markets — as one consistent surface.

curl https://api.onzo.la/v1/accounts \
  -H "Authorization: Bearer oz_sk_..."

json Response { "data": [ { "id": "oz_acct_9d21ff", "currency": "CLP", "market": "CL", "balance": { "available": "125400000.00", "pending": "0.00" } }, { "id": "oz_acct_1a8c33", "currency": "USD", "market": "US", "balance": { "available": "88210.50", "pending": "48500.00" } } ] }

Balances distinguish available from pending — value in motion (a settling payment) is pending until finality. Every balance movement is attributable to a payment, return, or conversion; there are no unexplained ledger entries.